Protection
Find the Life Insurance That Fits Your Needs and Budget
Financial stability can make or break a family during hard times. With families, growing, shrinking, moving, and encountering all that life throws at them, having a Life Insurance policy is becoming essential. Life insurance may seem complicated, but it doesn't have to be. Learn the basics and get a free quote today!
Reasons for Life Insurance
- Leave an inheritance
- Pay of debts/expenses (mortgage, cars, burial)
- Added Financial Security
- Financial peace of mind
How much Life Insurance do I need?
The most common question. It depends on your reason for wanting a plan (see above) and then the goal we are trying to accomplished based on that reason. Typically Term Life insurance policies are recommended to be 3-5 times your annual salary. Whole/Life or Final Expense policies will depend upon estimated burial costs $6-$20k.
How much will Life Insurance cost?
Life Insurance will look at the following factors:
- Gender: females often get lower rates because they tend to live longer.
- Family medical history
- Results from medical exam
- Lifestyle: smoker/nonsmoker, alcohol use, risky hobbies, etc.
- Location
- Marital status
Instant Life Insurance Quote
Ethos is one of the many companies I have partnered with. They are unique because the application is 100% online that takes just a few minutes to fill out, with no medical exams ever.
Most clients are approved instantly, even with health conditions. You can then activate your policy and be covered immediately!